Teacher Insurance

IKYTA has partnered with beYogi, the official liability insurance provider for our community, to offer members access to professional coverage designed for yoga practitioners. As an IKYTA member, you receive $40 off a professional policy — bringing the annual cost to $139/year.

Kundalini Yoga teachers work in many different settings: studios, private homes, community spaces, workplaces, online platforms, retreats, and workshops. Professional liability insurance supports the practical side of teaching in those environments and can be an important part of a teacher’s professional foundation. It does not replace training, ethical conduct, or clear communication with students — it works alongside those things.

IKYTA does not provide insurance directly. Coverage, eligibility, exclusions, and policy terms are determined by beYogi. Teachers should review the full policy details before purchasing.

⚠️ This coverage is valid for U.S.-based practitioners only, across all 50 states.

What the Policy Covers

beYogi policies are underwritten by Ascot Specialty Insurance Company and include two types of coverage in one flat-rate plan.

Professional Liability

Covers claims related to your professional services as a yoga teacher — including allegations of negligence, improper instruction, or harm caused during a session.

• Per occurrence: $2,000,000
• Annual aggregate: $3,000,000

Commercial General Liability

Covers bodily injury, property damage, personal injury, and advertising injury claims connected to your teaching activities.

• Per occurrence: $2,000,000
• Personal and advertising injury: $2,000,000
• General aggregate: $3,000,000

Additional Coverage Included

• Identity theft protection: $25,000
• 500+ yoga, wellness, and fitness modalities covered at no extra cost — including Kundalini, meditation, sound healing, breathwork, and more
• Livestreaming and pre-recorded classes covered
• Occurrence form coverage — claims are covered based on when the incident occurred, not when the policy is active

Please note: rental damage and stolen equipment coverage are no longer included in current beYogi policies. Review the full policy details on beYogi before purchasing to confirm what is and is not covered.

Your certificate of insurance is issued instantly upon checkout.

Insurance Program Highlights 

Why do you need yoga liability insurance?

According to the National Electronic Injury Surveillance System (NEISS), the number of yoga-related injuries treated in emergency rooms has nearly doubled over the last four years—and that’s just emergency rooms!

While yoga teachers make every effort to teach their students about body awareness, accidents can still happen—and industry research reveals they are happening more often every year. So here’s the problem: Are you covered in the event of an accident or injury?

Yoga injuries treated in emergency rooms

Compare Yoga Liability Insurance Providers

beYogi covers over 500 modalities

Including Yoga, Bodywork and Healing Modalities, Dance, Esthetics, and Cosmetelogy

Anusara, Ashtanga, Baptiste, Bhakti, Bikram, Hatha, Integral, Iyengar, Jivamukti, Kripalu, Kundalini, Phoenix Rising, Power, Pilates, Sivananda, Svaroopa®, Viniyoga, Vinyasa, Yin, YogaFit®, Massage Therapy, Alexander Technique, Craniosacral Therapy, Feldenkrais Method, Polarity Therapy, Reflexology, Aromatherapy, Bach Flower Remedies, Sound Therapy, Chi Gong, Tai Chi, Dance, Cosmetology, Esthetics and many more.

Who This Insurance Is For

This program is designed for certified Kundalini yoga teachers who are active IKYTA members and based in the United States.

Coverage follows you wherever you teach: in a studio, outdoors, in private sessions, online, or at events and retreats. Studios, retreat centers, companies, event organizers, and community spaces may also request proof of insurance before allowing a teacher to offer classes — having a current policy makes that process straightforward.

A note for students, studios, and organizations

This individual policy covers the teacher — not the studio or organization they teach for, and not their students. Studios and organizations typically carry their own general liability policies that apply to their facilities and events. If you are a studio owner or organization coordinator looking for coverage options, contact beYogi directly to discuss what applies to your situation.

If you are a student of Kundalini yoga, a separate student policy is available through beYogi at $60/year.

Policy Pricing for IKYTA Members

Your IKYTA membership unlocks a $40 discount on any professional policy through beYogi. The discount is applied automatically when you use the link below — no coupon code needed. Student policies are available at a separate flat rate, open to anyone currently enrolled in a Kundalini yoga teacher training program.

Member Benefits Included with Your beYogi Policy

A beYogi policy includes more than coverage. Active policyholders get access to a range of partner discounts and tools, including:

• Free professional website for your teaching practice
• 30% off on-demand yoga classes
• 1 free month of online therapy (BetterHelp)
• 70% off a 20-hour Yin Yoga Teacher Training (YogaRenew)
• 15% off annual plans (OfferingTree)
• 10% off retreat reservations (Tierra de Sueños)
• 50% off yearly scheduling plan (Ubindi)
• Access to affordable dental, vision, and telehealth plans
• Discounts on yoga equipment and products

Frequently Asked Questions